Your Health, Your Wealth – Secure Both
Healthcare costs in India are rising steadily, and a sudden medical emergency can lead to significant financial strain. A well-chosen health insurance policy protects you and your family against unexpected medical expenses and ensures access to quality healthcare without worrying about the cost. It acts as a financial cushion, helping you manage hospital bills, diagnostic tests, surgeries, and critical illnesses—so that you can focus on recovery, not expenses.
Why Health Insurance Is a Must
Medical inflation in India is real, with hospital bills growing each year. Even a short hospital stay can cost thousands, and treatments for critical illnesses can go into lakhs. Health insurance ensures that these expenses don’t drain your savings or force you to compromise on care. More importantly, it gives you peace of mind that help is just a policy away.
From individual health covers to family floater plans, and senior citizen health insurance to critical illness covers, the variety of options available today can suit every age and need.
Access treatment at a wide network of hospitals without worrying about upfront payments.
Coverage for expenses incurred before and after hospitalization (like consultations, medicines, and tests).
Covers surgeries and treatments that don't require 24-hour hospitalization.
Many plans offer free preventive health check-ups annually.
Premiums paid are eligible for tax deduction under Section 80D of the Income Tax Act.
Lump-sum payout on diagnosis of major illnesses like cancer, heart attack, stroke, etc.
Premiums paid are eligible for tax deduction under Section 80D of the Income Tax Act.
Lump-sum payout on diagnosis of major illnesses like cancer, heart attack, stroke, etc.
Offers coverage to a single person for hospitalization and related costs.
One policy that covers the entire family (spouse, children, and sometimes parents), with shared sum insured.
Specially designed for individuals above 60 years, offering coverage for age-related medical needs.
Enhance your existing cover at a lower premium.
Offers a fixed payout upon diagnosis of listed critical illnesses, irrespective of actual treatment cost.
Nishant Financial Services is a dedicated financial consultancy firm providing comprehensive solutions in mutual funds, stock market investments, tax-saving strategies, and fixed-income products.
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