Offered by leading public and private sector banks, Tenure: 7 days to 10 years, Interest rates vary based on duration and senior citizen benefits, Option for cumulative or non-cumulative payouts, Covered by deposit insurance up to ₹5 lakh.

Offered by NBFCs, housing finance companies, and corporations, Higher interest rates than bank FDs, Tenure: 1 to 5 years typically, We offer only AAA or high-rated FDs for safety assurance.

Eligible for deduction under Section 80C (up to ₹1.5 lakh), Lock-in of 5 years; premature withdrawal not allowed, Ideal for individuals looking for guaranteed returns with tax benefits.

Preferential interest rates (0.25% to 0.75% higher), Monthly or quarterly interest payouts ideal for post-retirement income, Option to ladder FDs for liquidity and higher yields.

Issued by the Reserve Bank of India (RBI) or Government of India, Tenure: Typically 5 to 40 years, Sovereign guarantee – zero credit risk, Some bonds like RBI Floating Rate Bonds or SGBs offer inflation-beating potential.

Tenure: 7 years, Interest rate reset every six months, currently above many FD rates, Fully taxable returns, paid semi-annually.

Issued by entities like NHAI, PFC, IRFC, REC, Interest is fully exempt under Section 10(15), Ideal for those in higher tax slabs seeking steady, tax-free income.

Issued by reputed companies, NBFCs, and public sector firms, Higher returns than FDs, Choose between secured and unsecured options, We only suggest rated and vetted instruments based on risk profile.